General
Is professional money management better than doing it yourself?
There are no guarantees, however, you can learn to perform heart surgery, or you can hire a professional to do it. The same can be said about your investments. You can spend years learning money management or have a professional manage it for you. So you have to ask yourself: Can I do better than a professional? Based on a study of Nebraska state employees over a thirty year period, those who managed their own retirement accounts earned 6%-7% annually, while professional pension fund managers earned 10%-11.5%.