General
Does Advisor Financial try to time the market?
No, we stay invested through the highs and lows of the market. No one can consistently predict short term market fluctuations. We are confident that our clients will be well rewarded by investing for the long term. Our investment philosophy is best categorized as strategic asset allocation modeling. We believe that careful consideration of downside risk is an integral part of portfolio construction. We also believe that monitoring and controlling portfolio expenses, i.e. expense ratios, transaction fees, etc. will ultimately result in a better bottom line for our clients.