Material published on our website and in our newsletters has been prepared to provide information to our current and prospective clients on investing, financial planning, income tax, estate planning and other financial issues. The information that is presented here is not, nor is it intended to be, legal advice.
Advisor Financial Services, LLP is a limited liability partnership registered in Woodstock, Georgia, and is an independent financial services company registered with the U.S. Securities and Exchange Commission (SEC) under the Investment Adviser Act of 1940.
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Web site.
Advisor Financial Services, LLP is not affiliated with, nor endorsed by, Delta Air Lines, Inc., The Container Store, Inc. or Fidelity Investments Institutional Services Company, Inc. in any capacity.
The performance data shown in our Member's Area represents past performance and is net of the annual advisory fee. Past performance is not a guarantee of future results.
In addition, the performance data reflects performance adjusted for internal fund expenses. Returns do not include transaction fees, if applicable, charged by Fidelity to buy or sell mutual funds. Returns assume the reinvestment of all dividends and capital gains.
The returns shown in the Employee-Direct program are hypothetical results based on a model portfolio and do not represent the results of actual trading in a subscriber account. Advisor Financial Services, LLP's recommended portfolios have changed over the periods shown, and it is expected that changes will be made in the future as our investment strategy evolves in an ever-changing environment and is enhanced over time. As a result of this, and the timing of their contributions, our subscriber's returns have been different from the returns shown. Management of Advisor Financial Services, LLP believes that the performance shown was generated with an investment philosophy and methodology similar to that currently used.
Returns for time periods less than one year are not annualized.
Investment return and principal value will fluctuate so that an investor's shares, when redeemed, may be worth more or less than the original cost.
Mutual funds are not FDIC-insured nor guaranteed by a bank or any other financial institution.
Mutual funds investing in international securities are subject to special additional risks, including but not limited to: political unrest, economic instability, currency fluctuations, and varying accounting standards.
Mutual funds investing in a small number of securities involve additional risks including share price fluctuations because of their increased concentration of investments.
Mutual funds investing in small company stocks involve additional risks including a greater volatility of the stock prices of smaller companies.
Mutual funds investing in lower rated, high yield, high risk debt securities generally include more credit risk and may also be subject to greater market price fluctuations than lower yielding, higher rated debt securities.
For more information on fees, expenses, and risk considerations on any mutual fund, please refer to the fund's prospectus.
Indexes are unmanaged portfolios of specified securities, and do not reflect initial or ongoing expenses. Investors can not invest directly in an index and this information is provided for comparison purposes only. Index information is provided by LAMCO Advisory Services, Inc.
The Russell 2000 Index consists of the smallest 2000 companies in the Russell 3000 Index. The returns published are total returns, which include reinvestment of dividends.
The Lehman Brother's Aggregate Bond Index (LBAB) is composed of the LB Gov't/Credit Index, the Mortgage-Backed Securities Index and the Asset-Backed Securities Index.
The S&P 500 index is a market capitalization-weighted index of 500 stocks widely held by investors. Standard and Poor's chooses the member companies based on factors such as market capitalization, liquidity and representations by industry group. Included are the stocks of industrial, financial, utility, and transportation companies.
The NASDAQ Composite Index measures the performance of all issues listed in the NASDAQ Stock Market, except for rights, warrants, units, and convertible debentures.
If you have arrived here by mistake while looking for Fidelity's site, please click on the following link to go to Fidelity's 401k website: www.401k.com
Last Updated January 03, 2007.